Feature
Properties
Search All Local MLS
Listings
|
Attn Buyers:Receive 1/2% of the purchase price of your next home towards your closing/loan-related costs!
|
Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >
|
"My home sold in less than 7 days for full price"
"John sold my home in less than 7 days for full price. I was so satisfied with his service, he represented me on my purchase. Thanks Johnny B."
"Mary J. Chandler"
Read Quote >
View All Quotes >
|
 Compare
three mortgages at one time. Download TripleCalc now. It's
free. |
|
|
|
The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... What Is Your APR?
Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.
Definitions
- Annual Percentage Rate (APR)
- A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage.
- Term in years
- The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
- Monthly payment
- Monthly principal and interest payment (PI).
- Total payments
- Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
- Total interest
- Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
- Loan origination percent
- The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.
- Discount points
- Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.
- Other fees
- Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
 |
Buying Land and New Construction >New Homes
Buying a house that is under construction gives you the opportunity to customize your new home by adding special features to the basic home. When deciding on additional features, consider how they will affect the re-sale value of the home and whether these additions will over-improve your home.
Money spent to improve and modernize kitchens and bathrooms is almost always a good investment. Granite and corian counter tops, side-by-side refrigerators, tile flooring and whirlpool tubs are popular upgrades. If the builder's standard flooring for the living room, dining room or foyer is linoleum, changing to hardwood or tile will increase the resale value of the home. And even if you don't enjoy sitting around a roaring fireplace, the next owner may want one. If you plan to finish the basement later, you may want to "rough-in" the plumbing for a bath during the original construction. You should consider your own enjoyment--and what will increase the value of your home when you sell.
|
|
| Q |
What is the world's most capacious building?
|
| A |
The Boeing Company's main aircraft assembly plant in Everett, Washington, has been expanded to a capacity of 13.4 million cubic meters, or 473 million cubic feet. |
| See More Real Estate Trivia > |
|
|
|
John Beshk, Designated
Broker
The Beshk Group, Inc.
1409 W. Crystal Spring
Dr.
Gilbert, AZ 85233
Chandler Branch
908 W. Chandler Blvd., Suite
2, Bldg D.
Chandler, AZ 85225
Mesa Branch
1355 N. Greenfield Rd.
Mesa, AZ
85205
Office:
480-214-5347
Direct: 602-309-8888
Fax:
480-926-7308
Email: John@TheBeshkGroup.com
John Beshk has been
assisting Arizona home buyers and sellers with their real estate needs since
1992 and has helped hundreds of individuals and families realize their dream of
home ownership. Every buyer and seller has different wants and needs, which
makes finding an experienced professional like John and The Beshk Group, Inc. a
necessity. John and his team of professionals can provide you with the
individualized attention and service you deserve.
John is certified by
the Arizona Department of Real Estate and Maricopa Community Colleges to
provide pre-licensing, appraisal and continuing education instruction for real
estate agents and college students. All of his courses are open to the public
and available at Mesa Community College.
John earned his Bachelor of
Science in Finance from DePaul University and Master of Business Administration
from the University of Phoenix. John has resided in the East Valley since 1986
and currently lives in Gilbert with his wife, Mickie.
John is the
Designated Broker for The Beshk Group, Inc. a family owned and operated real
estate firm that prides itself on creating and maintaining sound relationships
with its past, present and future clients.
You can contact John by
telephone, email, request information through his website or by appointment at
his Gilbert, Chandler or Mesa offices.
   
www.TheBeshkGroup.com
is brought to you by The Beshk Group, Inc.
NUMBER1EXPERT™ in
real estate for
Gilbert, Chandler and Mesa, Arizona Read John Beshk's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
|
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed. |
- NUMBER1EXPERT™ 
